Management Team
Andrew Miller, Founder, CEO
Andy is responsible for overall business development and strategic direction for CardStar. Prior to CardStar, Andy founded Lumifi LLC, Quece LLC, RetirementSuite.com, and StockCar Stocks Mutual Fund where he served on the Board of Directors. In addition, Andy has held various positions at PFPC, T. Rowe Price, Putnam Investments and Bank of America. Andy holds a BA in Economics from SUNY Oswego, a MS in Entrepreneurial Studies from Suffolk University and serves as a member of the Entrepreneur Leadership Council at Suffolk University.
Danny Espinoza, Founder, Chief Technology Officer
Danny is responsible for overall technical development, design and user experience of the CardStar platform. Danny is also the inventor of patents relating to mobile loyalty systems, including the company's SyncScan® technology for effective rendering of 1-D barcodes on mobile phone LCD screens. Prior to CardStar, Danny founded Lumifi LLC, Quece LLC and Mesa Dynamics LLC. Danny has held senior technology positions at eMotion, TeraGlobal Communications, Multimedia Design Corporation and DARPA. Danny holds a BS in Operations Research and Information Engineering from Cornell University.
Michael R. Pratt, Chief Operating Officer
Michael Pratt has over 35 years of experience in general management and finance, in both domestic and international organizations. Michael’s experience includes early-stage company management, negotiation of strategic partnerships and alliances, and service on the Boards of Directors of several companies. Prior to joining CardStar, Michael was the CFO of Trust Digital, Inc.
Michael’s earlier professional experience includes CFO of Galt Associates; VP, Finance ∧ Administration of Sentito Networks; CEO of CrossMedia Networks Corp. and CEO of Point of Care Technologies.
Michael holds a BS in Finance from East Carolina University, a post-graduate degree in Business Administration from Massey University and an MS in Marketing from The Johns Hopkins University.